Payment Policy

At IVY, we strive to provide a secure, seamless, and convenient shopping experience. This Payment Policy outlines the methods, terms, and conditions under which payments are accepted for purchases made through our website.

1. Accepted Payment Methods

We currently accept the following online payment options:

  • Credit Cards (Visa, MasterCard, RuPay, American Express)
  • Debit Cards (all major banks)
  • UPI (Google Pay, PhonePe, Paytm, BHIM, etc.)
  • Net Banking
  • Wallet Payments

All transactions are processed through secure and encrypted payment gateways to ensure your financial information is fully protected.

2. No Cash on Delivery (COD)

To maintain a smooth and efficient order process, IVY does not accept Cash on Delivery (COD) for any orders.
All payments must be made online at the time of purchase.
Orders placed without successful payment confirmation will not be processed or dispatched.

3. Payment Confirmation

Once your payment is successfully processed:

  • You will receive an order confirmation email with your order details.
  • In case your payment fails but the amount is deducted, it is usually reversed automatically to your account within 5–7 business days by your payment provider.
    If not, please contact us at shopivyofficial@gmail.com with proof of payment.

4. Pricing & Taxes

  • All prices listed on our website are in Indian Rupees (INR) and inclusive of applicable GST.
  • Shipping charges (if any) will be displayed at checkout before final payment.
  • IVY reserves the right to revise prices or offers at any time without prior notice.

5. Payment Security

Your online transactions are completely safe with us.
We use SSL encryption and trusted payment gateways that comply with RBI and PCI-DSS security standards.
IVY does not store or have access to your card or banking details at any stage.

6. Contact for Payment Assistance

If you face any issue while making a payment, please reach out to: